SCHOLARSHIPS & OTHER WAYS TO PAY FOR COLLEGE
Scholarships!!! Scholarships!!! Scholarships!!!
Check SCHOLARSHIPS for eligibility requirements and start making your plans of when you will apply as you get closer to your senior year.
Be PREPARED! You MUST complete applications to qualify for scholarships!
MEETING DEADLINES IS IMPERATIVE TO RECEIVE ANY SCHOLARSHIPS!!!
Check websites for exact deadline date
YOU MUST BE A SENIOR FOR THE MAJORITY OF SCHOLARSHIPS, HOWEVER YOU CAN BEGIN PLANNING NOW FOR WHICH SCHOLARSHIPS YOU WILL APPLY FOR.
STEPS TO FIND LOCAL SCHOLARSHIPS
Go to the College Tab in Naviance
Click on Scholarship List under scholarships and money
Research requirements and eligibility of the many available scholarships
Submit your completed application by the indicated DEADLINE
BE AWARE OF SCHOLARSHIP SCAMS, SEE TIPS FROM COLLEGEANSWER.COM BELOW:
So you get an unsolicited scholarship application by email. You appear to have the qualifications, and you have time to apply. But as you are about to dive into the application, something holds you back; something doesn't feel right … How can you tell if a scholarship offer is legitimate?
Be alert for services that solicit money in exchange for guaranteed scholarships. Watch out for pitches that boast:
"You're a finalist!" or "You've won!" a contest or scholarship you never entered. Be wary, especially if they ask you for a credit card or bank account number to hold your "winnings." Don't believe it. You must apply for scholarships first to receive them.
"First come, first served." While you do need to get your application in before the scholarship deadlines, the “first come, first served” rule does not apply to scholarships.
"Millions of dollars go unclaimed." Legitimate scholarship awards are predetermined. Sponsors work very hard to find the most qualified applicant.
"It's guaranteed!" Scholarship searches can guarantee search "results". They can’t guarantee you the scholarship money.
"We'll do the work for you, for a fee." The fee may be nominal and the offer may come from someone sounding official. So make sure you do your research before paying anyone to do a search for you.
If the offer sounds too good to be true, it probably is.
Other Ways to Pay for College From
Loan Forgiveness Programs
If loans are a part of your solution to paying for school, you will have to repay them in monthly installments after you leave school. The federal government may cancel all or part of an education loan under certain circumstances.
View examples of loan forgiveness programs. Many states also offer similar programs.
AmeriCorps is a network of national service programs that engage more than 75,000 Americans each year in intensive service to meet critical needs in education, public safety, health, and the environment. Through AmeriCorps, students can receive money to help pay for school. Serve full time, usually for a term lasting 10–12 months, to be eligible for an education award of up to $5,000. Working part time offers eligibility for a partial award.
Volunteers in Service to America (VISTA)
Part of AmeriCorps, VISTA focuses on empowering people in low-income areas. By volunteering at least 1,700 hours with private, nonprofit groups that help eradicate hunger, homelessness, poverty and illiteracy, students can receive $4,725 from VISTA toward repayment of student loans, as well as a living allowance and deferment of their loans. Volunteers work as community organizers, recruiting volunteers, raising funds or helping develop new programs.
Teach for America
Each year, Teach for America selects 2,000 recent college graduates for training to become full-time teachers in urban and rural public schools. These teachers receive a salary, health benefits and insurance similar to that of other beginning teachers. They also qualify to receive forbearance on student loans and an education award of $4,725 for each year of service, which can be used for student loans or toward future education.
" The toughest job you'll ever love" will allow you to defer repayment on student loans under several federal programs, i.e., Federal Stafford, Perkins, PLUS, or Direct Loans. Volunteers with Perkins loans are eligible for a 15% cancellation of their outstanding balance for each year of Peace Corps service.
National Defense Education Act
If you become a full-time teacher in an elementary or secondary school that serves students from low income families you could have a portion of your Federal Perkins Loans forgiven. Contact your school district's administration to see which schools qualify under this program.
National Health Service Corps
This program repays up to $25,000 a year of health professionals’ student loans if they work in under-served areas. Recipients also earn a competitive salary and some tax benefits. Applicants must be fully trained allopathic or osteopathic physicians specializing in:
- Family medicine
- General pediatrics
- General internal medicine
- General psychiatry
Other professionals who qualify:
- Primary care nurse practitioners
- Primary care physician assistants
- Certified nurse-midwifes
- Dental hygienists
- Mental or behavioral health professionals (clinical psychologists, clinical social workers, licensed professional counselors, marriage and family therapists and psychiatric nurse specialists)
Recipients must serve full time, commit to working in an underserved area for at least two years and be U.S. citizens.